Insurance Claims After a Wreck FAQ

Question 1

What is the difference between a property damage adjuster and a bodily injury adjuster?

Accepted Answer

A property damage adjuster usually handles repairs, total loss, towing, storage, and rental issues. A bodily injury adjuster usually evaluates medical records, lost income, pain and suffering, and settlement exposure.

Question 2

Do I have to give a recorded statement after a car accident?

Accepted Answer

In many situations you are not required to give a recorded statement to the at-fault driver’s insurance company. The safest approach depends on the claim, the carrier, and the facts of the wreck.

Question 3

Why call it a wreck if people search for car accident claims?

Accepted Answer

People commonly search for car accident claims, truck accident claims, and motorcycle accident claims. For education, however, many of those so-called accidents are really preventable wrecks caused by negligence.

Question 4

Are truck accident insurance claims different from car accident claims?

Accepted Answer

Yes. Truck accident claims may involve commercial policies, corporate defendants, higher limits, and additional evidence issues that do not usually appear in standard passenger vehicle claims.

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